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Wealth Coaching
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Our Fiduciary Advisor services are free of charge. We are here to help and advise.
Put all your earned money to work, for your successful future.
Kenneth Kohler
Wealth Coach - A seasoned financial services advisor who understands client concerns for successful financial strategies. Clients enjoy working with Ken, his knowledge and strategic planning skills are great assets. Do you fully understand financial strategies, have a well developed plan, or know the products and services in which to choose? Ken will bring you up to speed, then implement a plan to suit your lifestyle. Optimal solutions need optimal choices. Discover yours by meeting with Ken.
Contact Information:
Kenneth@SmithwilliamsFinancial.com LinkTree: https://linktr.ee/kendoitincLicensed National Producer - 14811039
Courtney Smith Davies: A licensed advisor and Business Development Consultant. She enjoys helping clients prepare for all of life's financial hurdles. Supporting life's challenges with brilliant solutions is Courtney's greatest super power. Her clients recognize a shift in financial security and peace of mind when working with Courtney. How do you go from where you are today to where you want to be? Answer - Courtney will develop a personalized strategy for you and Implement It with ease. Drop your concerns on her desk and watch her brilliantly shine. Meeting her... life empowering, working with her... life changing! Change your life with one call, text, or email.
Want To Know How to Create Tax-Advantaged Retirement Income?
Our professionals work with individuals and businesses to mitigate exposure to taxation for a tax-advantaged future with retirement solutions. It's a necessity to pay taxes on all forms of income, but what happens when you stop working? Retirement income from qualified IRA’s is still taxable, even if it's not a direct result of employment. However, not all individual savings and retirement account income is subject to federal taxation. You could potentially avoid federal income tax on various types of retirement income. The tax code provides for strategies that help realize a tax-advantaged future income.
Our professional advisors can answer your questions about these tax-advantaged retirement strategies and now it's time to take the next step. Are you ready? Time waits for no one.
As independent financial professionals and active members of the community, Kenneth and Courtney are dedicated to helping individuals, families, and businesses attain peace of mind and financial freedom.
For years, they've studied the characteristics of wealth accumulation vehicles and have come to the conclusion that there is an underlying commonality among individuals who are best positioned for financial success. All of these individuals have gained pricless knowledge in financial principles and strategies of how to grow, protect, and transfer wealth. Are you one of them or are you ready to become one of the knowledgeable?
TAX-FREE SAVINGS TOOL
100% Safety of Principle with Guaranteed Compounding Growth
Your Money is NOT invested in the Stock Market
Your Money is NOT Subject to volatility
Your Money is NOT exposed or subject to investment risk
Your Money is NOT Subject to investment loss
All annual growth is LOCKED-IN permanently & CANNOT depreciate in value.
Tax Consequences:
Your Money grows TAX-Deferred
There are NO Taxes when you take Income payments
There are NO Taxes when you die
There are NO Taxes when you pass your money to your family
Access to Your Money:
You CAN ACCESS your money whenever you need it
There are NO early withdraw penalties
You DON'T have to pay it back
Restrictions:
There is NO limit on how much you can contribute to your plan on an annual basis (Up to the MEC limit)
There is NO age restrictions on withdraw
Fees:
Charges are a small fraction of the expenses & administration costs of a traditional qualified plan.
Effects on Social Security:
Allows you to gain MAXMUM value of the SSI benefit.
• No Means Testing
Lifetime Income:
If properly structured, account value will assure lifetime income.
401K * IRA * PENSION
NO Safety of Principle:
Your Money IS invested in the Stock Market
Your Money IS subject to volatility
Your Money IS exposed and IS subject to investment risk
Your Money IS subject to investment loss
All annual growth is NOT LOCKED-IN permanently & CAN depreciate in value.
Tax Consequences:
Your Money grows TAX-FREE
You PAY Taxes when you retire & withdraw your money
You PAY Taxes when you die
You PAY Taxes when you pass your money to your family
Access to Your Money:
You have LIMITED ACCESS to your money
You PAY early withdraw penalties
You HAVE TO PAY it back
Restrictions:
There IS a limit on how much you can contribute to your plan on an annual basis (Set forth by IRS).
There IS an age restriction for withdraw
Fees:
Significant fees charged to cover investment expense and the administration of the account, even if the account depreciates in value.
Effects on Social Security:
Plan benefits are counted as ordinary income, thus lower benefits.
Will be Means Tested
Lifetime Income:
Because of TAXES, FEES and market volatility - lifetime income may not be achievable.
Healthcare Insurance for Individuals & Families On and Off the Exchange (ACA - Obahma Care)
Plans are available for individuals age 19 and older, families of all ages, and keep in mind that your child @ age 26 is considered a young adult and qualifies for their own Individual plan. Medicare policies of all kinds too.
Videos for quick knowledge
Take a few minutes to debunk the IUL myths that notables like Dave Ramsey have misunderstood and misrepresented.
