Examples of ancillary plans include:

• Dental insurance: Covers dental care such as cleanings, fillings, and extractions. 

• Vision insurance: Provides coverage for eye exams, glasses, and contact lenses. 

• Life insurance: Has living benefits, may have tax differed cash value, pays a tax-free benefit to the chosen beneficiaries in the event of the insured person's death, and is a great way to develop tax-free Income for retirement or anytime extra Income Is needed. Growth Is not taxed until withdrawn 

• Disability insurance: Provides income support if the insured person becomes disabled and unable to work. 

• Critical illness insurance: Covers significant medical expenses associated with critical illnesses such as cancer or heart attacks. 

• Long-term care insurance: Helps cover the cost of long-term care services, such as nursing home care or in-home assistance.